Bank of America (BofA), JPMorgan Chase and other banks have teamed up to work on a digital wallet linked to credit and debit cards, in order to compete with Apple Pay and Paypal, according to the report. The Wall Street Journal.

This digital wallet will be operated by Early Warning Services, a joint operation of several banks that also manage the Zelle digital payments network. And it will initially launch with Visa and Mastercard.

CNBC also confirmed that Early Warning Services plans to launch a wallet product later this year.

This is seen as an effort to slow the adoption of Apple Pay, Apple’s native service that allows you to associate your bank card with your iPhone or Apple Watch, but the company already offers a branded credit card and is looking for new products to increase your sales.


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