For savers, the interest rate race for new overnight and fixed-term deposit accounts revolves around terms. While banks have been in an exciting race above 4 percent for overnight money in recent months, bids are now falling below that figure. Most of the time it is simply a race for tenths of a percentage behind the decimal point. After the previous 3.75 percent, ING is now in the lead 3.3 percent on daily allowance for new and existing customers in the providers' lower midfield
FOCUS Daily Money Comparison Online.
Germany's largest direct bank guarantees this interest rate for six full months and also wait with him German deposit insurance on: This not only guarantees the EU-wide requirement of 100,000 euros per customer, but also, in combination with the deposit protection fund of the Federal Association of German Banks, up to five million euros per customer. Definitely enough, because The promotional interest rate applies to balances of up to 250,000 euros.
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Existing customers benefit from the promotional interest rate until February 23, 2024
Anyone who already has a daily extra money account at ING will also be eligible for the 3.3 percent annual promotional interest offer from March 1 to August 31, 2024. Condition: You must transfer at least 1,000 euros of fresh money from another bank to the ING account before February 23, 2024. It must also be the first extra account and be older than six months.
The ING daily money offer at a glance for new customers:
- 3.3 Interest on daily money (“extra account”) for new clients
- Interest rate guarantee for six months after account opening
- valid for balances up to 250,000 euros
The ING daily money offer at a glance for existing customers:
- 3.3 Interest on daily money (“additional account”) for existing clients for the period from March 1 to August 31, 2024
- Interest rate guarantee for six months
- Valid for balances from 1,000 euros to 250,000 euros if fresh money is deposited from another bank before February 23, 2024
- The promotional interest rate is awarded on the first existing Extra account and does not apply if an Extra account has been opened in the last six months or if a promotional interest rate has already been granted.
In general, for ING the following applies:
- additional deposit protection through deposit protection funds of the Federal Association of German Banks (BdB)
- Once the promotional period ends, the current variable interest rate of 1.25 percent per year counts.
- Daily interest is paid annually.
Open a daily money account with ING here
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