Take the test and you will know what your attitude towards money is!

Attention: Before reading this article, take this exam and answer the questions honestly.

It only takes 3 minutes. But please continue reading later.

If you completed the test honestly, you now know what your true attitude towards money is. A main reason why many people do not have more money is that they have unconscious blocks and negative attitudes towards the subject, for example these:

1. “The rich are morally questionable”

Anyone who views the rich as morally questionable, selfish, and greedy will have a hard time getting rich, at least not if they value moral behavior. In fact, behind this is usually the false “zero-sum belief” that Bertolt Brecht classically formulated in his poem “Alphabet”:

“The rich and the poor

They stood there and looked at each other,

and the poor man says pale:

If I were not poor, you would not be rich.”

This is how many people imagine economic life. From his point of view, if there are still so many poor people it is only because of the selfishness and lack of good will of the rich. Indeed, in earlier societies, wealth was often based on theft: some became rich at the expense of others. The market system, on the other hand, works completely differently. It is based on the fact that those who satisfy the needs of the greatest possible number of consumers become rich. That is the logic of the market. Acting morally and ethically is in no way contradictory to money and wealth.

2. “Money is not important”

Did you see the television interview that Boris Becker gave shortly after being released from prison? As is well known, Becker had lost more than 100 million euros due to expensive divorces, an excessively luxurious lifestyle, bad investments, etc. In the interview he said a phrase that perhaps he didn't even realize the meaning of. Money was never important to him. I believe him. What would your partner do if you conveyed the attitude that he or she is of no importance to you? He or she will probably leave you sooner or later. Whoever considers that money is not important, he will not get it and if he gets it, he will lose it again, like Boris Becker and many others.

3. Employee mindset

Employees are typically paid hourly. Salary is compensation for a certain amount of time spent at work. That's why they don't understand why businessmen usually earn hundreds of times more than them, even if they don't work a hundred times harder. Entrepreneurs, on the other hand, are not paid for their time. Customers don't care how much, how long, or how hard the entrepreneur works on their company. The best paying ideas are those that benefit many clients. For example, Jeff Bezos (Amazon), Elon Musk (Tesla), and Sergej Brin and Larry Page (Google) became rich. Or the Albrecht brothers, who for a long time were the richest Germans: they had the idea of ​​offering good quality in a limited range at a particularly affordable price in their stores and thus became multimillionaires.

Beliefs that are not helpful can be changed. No one says you have to change them, but if you keep them, the hope that your financial situation will change permanently is probably wishful thinking. Even if you get a lot of money temporarily, whether through an inheritance, winning the lottery, or other lucky circumstances, there is a high chance that you will lose it again unless you change your beliefs.

Rainer Zitelmann addresses these beliefs in detail in his master class “Financial Freedom.”